If I do not pay a car insurance payment will affect obtaining insurance in the future?

I'm not sure why I owe it to the insurance company $ 75, but blew up because it has yet to notify me that my policy had expired. Now I am getting letters from a lawyer trying to collect. I understand that if does not pay what is going to affect my credit score. In addition to the dent in my credit, payment will be paid deny future insurance with another company.

Yes, in most jurisdictions, insurance companies check with your previous insurance company and thus will notice the unpaid amount. Then will impact your premium. You pay only $ 75.

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